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International Personal Finance plc
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Company Information
Address: Number Three Leeds City Office Park
Meadow Lane
Leeds
LS11 5BD
Index: To continue showing the FTSE index and sector information we need a license from FTSE International Limited. Will anyone sponsor us to return this data to the site.
Tel: (0)113 285 6700 Sector:
Fax:
E-Mail: investors@ipfin.co.uk Epic:
Secretary: Ben Murphy    
Registrar: Capita Registrars Beckenham Ltd Updated: 9/04/2014

News from RSS Feed

Fri, 27 Feb 2015 00:00:00 GMT

International Personal Finance plc Annual Report and Financial Statements 2014

The International Personal Finance plc Annual Report and Financial Statements 2014 press release is now available to view.

Company Overview

International Personal Finance aims to be a leading provider of simple, fair and transparent financial products and services. They aim to be recognised around the world as the human face of finance, particularly to people of modest means. They seek to grow our business in markets around the world where there is a significant need for our products and services. This, in turn, generates added value for our investors and development opportunities for our people.

Established in 1997 as a division of Provident Financial, they've achieved rapid, organic growth. Today, they're a profitable, dynamic FTSE 250 business with 5,600 employees, 28,300* home credit representatives and a clear strategy for growth and increasing profitability.

 
Annual Reports
Description Report Date Published Current  
bullet point Annual Report 2013 in PDF 31/12/2013 26/02/2014 Yes  
bullet point Annual Report 2012 in PDF 31/12/2012 6/03/2013 No  
bullet point Annual Report 2011 in PDF 31/12/2011 24/02/2012 No  
bullet point Annual Report 2010 in PDF 31/12/2010 2/03/2011 No  
bullet point Annual Report 2009 in PDF 31/12/2009 3/03/2010 No  
bullet point Annual Report 2008 in PDF 31/12/2008 23/03/2009 No  
bullet point Annual Report 2007 in PDF 31/12/2007 31/03/2008 No  
 
Interim Reports
Description Report Date Published Current  
bullet point Interim Results 2013 in PDF 30/06/2013 30/07/2013 Yes  
bullet point Interim Results 2012 in PDF 30/06/2012 24/07/2012 No  
bullet point Interim Results 2011 in PDF 30/06/2011 20/07/2011 No  
bullet point Interim Results 2010 in PDF 30/06/2010 22/07/2010 No  
bullet point Interim Results 2009 in PDF 30/06/2009 23/07/2009 No  
bullet point Interim Results 2008 in PDF 30/06/2008 23/07/2008 No  
 
Other Links
Description
bullet point Home
bullet point Site Map
bullet point Investor Relations
bullet point Events Calendar
bullet point Results Index
bullet point Press Releases
bullet point Contacts
bullet point RSS News Feed
       
Dividend History
Type Payment Date Dividend
Final 9/05/2014 5.5 p
Interim 4/10/2013 3.8 p
Final 3/05/2013 4.51 p
Interim 5/10/2012 3.23 p
Final 1/06/2012 4.1 p
Interim 7/10/2011 3 p
Final 20/05/2011 3.74 p
Interim 8/10/2010 2.53 p
Final 21/05/2010 3.4 p
Interim 2/10/2009 2.3 p
Final 22/05/2009 3.4 p
Interim 3/10/2008 2.3 p
Final 23/05/2008 2.85 p
Interim 19/10/2007 1.9 p

News from RSS Feed

Fri, 27 Feb 2015 00:00:00 GMT

International Personal Finance plc Annual Report and Financial Statements 2014

The International Personal Finance plc Annual Report and Financial Statements 2014 press release is now available to view.
Wed, 25 Feb 2015 00:00:00 GMT

Full year results announcement and statement of dividends. Year ended 31 December 2014

International Personal Finance today announces the Full year results and statement of dividends. Year ended 31 December 2014. Strong underlying profit growth Strong underlying growth of £25.4M (21.5%) in profit before tax and exceptional items offset by additional new business investment of £9.0M and weaker FX rates of £11.0M Profit before tax and exceptional items increased 5% to £123.5M Costs well-managed and further improvement in efficiency with cost-income ratio 38.8% after absorbing new business costs Impairment as a percentage of revenue in target range at 28.1% Continued growth in customers and credit issued although slowed as Q4 progressed Year-on-year customer numbers and credit issued grew 2% and 5% respectively Revenue for the year increased by 13% Growth in the last weeks of the year below expectations New products, channel developments and further geographic expansion will contribute to higher levels of growth in 2015 and beyond Licence to commence trading in Spain expected shortly Further geographic expansion continues in Mexico, Lithuania and Bulgaria Transformation for Growth (T4G) programme positively impacting business Multiple new product and channel launches to broaden appeal to new and existing home credit customers Digital business established Acquisition of MCB Finance Group plc (MCB) in February 2015 – an experienced, profitable digital consumer loans provider in five countries hapiloans launched in Poland Target capital ratio reduced and dividend pay-out ratio increased Target equity to receivables capital ratio reduced to 40% from 45% Target dividend pay-out ratio increased to 35% from current 25% Proposed full year dividend increase of 29% to 12.0 pence per share €300M core Eurobond funding refinanced at significantly lower rate and £100M bank facilities renewed Chief Executive Officer, Gerard Ryan, commented: “In 2014 we delivered strong underlying profit growth and invested in further expansion of our business and we now have operations in thirteen countries. We experienced a slowdown in growth in Europe in the final weeks of the year, but have taken action to address this and continue to launch new products to support future growth. We are also very pleased to have established our new digital business that we believe will broaden our appeal to a much wider customer base. In line with our commitment to focus on shareholder returns, we are happy to announce a 29% increase in our full-year dividend. Overall, we believe that the business is well placed to make good progress in 2015." For further information contact: International Personal Finance plc Rachel Moran - Investor Relations +44 (0)7760 167637 / +44 (0)113 285 6798 Gergely Mikola - Media (+3620) 339 02 25 FTI Consulting Neil Doyle +44 20 3727 1141 / +44 7771 978 220 Paul Marriott +44 20 3727 1341 / +44 7710 426 131
Fri, 06 Feb 2015 00:00:00 GMT

IPF Acquires MCB Finance Group

International Personal Finance plc – IPF Acquires MCB Finance Group is now available to download. IPF Acquires MCB Finance Group
Mon, 22 Dec 2014 07:00:00 GMT

Provident Romania receives 4 Awards in 2014.

The Provident Romania receives 4 Awards in 2014 press release is now available to view.  For more information contact: International Personal Finance ?Nick Jones (Head of Communications) +44 (0) 113 285 6815
Fri, 19 Dec 2014 13:29:00 GMT

Recommended cash acquisition of MCB Finance Group

International Personal Finance plc – Recommended cash acquisition of MCB Finance Group is now available to download. Recommended cash acquisition of MCB Finance Group
Mon, 15 Dec 2014 13:29:00 GMT

Hapi Pozyczki has launched its operations in Poland

The Launch of Hapi Pozyczki press release is available to view. If you have any queries please do not hesitate to contact a member of the team. Marta Nowicka marta.nowicka@edelman.com
Thu, 27 Nov 2014 00:00:00 GMT

International Personal Finance ranked amongst highest scoring financial services companies in the world by FTSE4Good

International Personal Finance plc (IPF) is pleased to announce that it has received an overall score of 97 out of 100 in the FTSE4Good ESG Ratings. This score would put IPF amongst the highest scoring financial services companies in the world for its responsible approach to business. This achievement marks the seventh consecutive year that IPF has been included in the index and demonstrates a commitment to responsible business. The FTSE4Good ESG (Environmental, Social and Governance) ratings are based on independent research, provide an objective measurement of how well a company manages its potential ESG risks and is based on clear, rules-based, and easy to apply methodologies.  Gerard Ryan, Chief Executive Officer said: "Our excellent performance in the FTSE4Good index reflects our commitment to sustainable growth by operating in a responsible and ethical manner. As a leading international provider of consumer credit, it is critical we are transparent with all our stakeholders, treat them with respect and promote responsible business practices in every country where we operate. Sustainable growth and responsible lending are at the heart of the IPF strategy and we are delighted that this is reflected in our outstanding performance in the FTSE4Good ratings. We believe that sustainability is central in achieving our long-term financial goals and delivering value to customers and shareholders. This is also good news for our customers who can look forward to being served by a sustainable and responsible business not only today, but well into the future. To find out more about sustainability at IPF, visit www.ipfin.co.uk/sustainability
Wed, 22 Oct 2014 10:41:00 GMT

International Personal Finance plc Q3 Interim Management Statement

International Personal Finance Q3 Interim Management Statement is now available to download. Q3 Interim Management Statement 2014
Wed, 30 Jul 2014 10:41:00 GMT

Half-yearly financial report for six months ended 30 June 2014

International Personal Finance plc half-yearly financial report for six months ended 30 June 2014 published. The full report, interim presentation and webcast will be available on the website throughout the day. For further information contact: International Personal Finance plc Rachel Moran (Investor Relations) +44 (0) 113 285 6798 Nick Jones (Head of Communications) +44 (0) 113 285 6815
Wed, 30 Apr 2014 06:05:00 GMT

International Personal Finance plc Q1 Interim Management Statement

International Personal Finance Q1 Interim Management Statement is now available to download. Q1 Interim Management Statement 2014
To continue showing the FTSE index and sector information we need a license from FTSE International Limited. Will anyone sponsor us to return this data to the site.


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